Legal

Privacy Policy and Terms of Service

Privacy Policy

Last updated: January 2026

1. Introduction

CashAI (“we,” “us,” “our,” or “Company”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and service.

2. Information We Collect

Information You Provide Directly:

  • Account Information: Email address, password, account type (Individual or Advisor)
  • Financial Data: Cash flows, loan information, balances, income, and expenses that you voluntarily enter
  • Contact Information: Name, email, and any messages you send through contact forms
  • Payment Information: Processed securely by Stripe; we do not store credit card details

Information Collected Automatically:

  • Usage Data: Pages visited, time spent, clicks, and interactions with the service
  • Device Information: Browser type, IP address, operating system
  • Analytics: Google Analytics to understand how users interact with our service

3. How We Use Your Information

  • To provide, maintain, and improve the service
  • To process payments and send transaction confirmations
  • To send service-related announcements and updates
  • To respond to your inquiries and support requests
  • To comply with legal obligations
  • To prevent fraud and ensure service security

4. Data Storage and Security

Your data is stored securely in Supabase (PostgreSQL) with encryption at rest. We use Row Level Security to ensure users can only access their own data. All communications between your device and our servers use HTTPS encryption.

However, no method of transmission over the Internet is 100% secure. While we implement industry-standard security measures, we cannot guarantee absolute security.

5. Data We Do NOT Collect

  • We do NOT connect to your bank accounts
  • We do NOT collect biometric data
  • We do NOT sell your data to third parties
  • We do NOT share financial data with advertisers

6. Third-Party Services

We use the following third-party services:

  • Supabase: Database and authentication provider
  • Stripe: Payment processor (Stripe's privacy policy applies to payment data)
  • Google Analytics: Usage analytics (anonymized)
  • Vercel: Hosting provider

These services have their own privacy policies. We are not responsible for their privacy practices.

7. Your Rights

You have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Request deletion of your account and data
  • Export your data in standard formats (CSV, JSON)
  • Withdraw consent for data processing

To exercise these rights, contact us at the email below.

8. Data Retention

We retain your data as long as your account is active. When you delete your account, we delete all associated data within 30 days, except where required to keep records for legal or accounting purposes.

9. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect data from children under 13. If we become aware of such data, we will delete it immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email. Your continued use of the service after changes constitutes acceptance of the updated policy.

Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing and using CashAI (“Service”), you accept and agree to be bound by these Terms of Service. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on CashAI for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modifying or copying the materials
  • Using the materials for any commercial purpose or for any public display
  • Attempting to decompile or reverse engineer any software contained on the Service
  • Removing any copyright or other proprietary notations from the materials
  • Transferring the materials to another person or “mirroring” the materials on any other server

3. Disclaimer

DISCLAIMER:The materials on CashAI are provided on an ‘as is’ basis. CashAI makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall CashAI or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CashAI, even if CashAI or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on CashAI could include technical, typographical, or photographic errors. CashAI does not warrant that any of the materials on its website are accurate, complete, or current. CashAI may make changes to the materials contained on its website at any time without notice.

6. Financial Advice Disclaimer

CashAI is a forecasting tool only and does not provide financial, investment, tax, or legal advice. The projections and forecasts are based on information you provide and may not account for all variables or future changes. You should not make financial decisions based solely on this tool without consulting with a qualified financial advisor or professional.

7. Materials and Links

CashAI has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CashAI of the site. Use of any such linked website is at the user's own risk.

8. Modifications

CashAI may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

10. User Responsibilities

You agree that:

  • You will not use the Service for any illegal purposes
  • You will not attempt to gain unauthorized access to the Service
  • You will not interfere with or disrupt the Service or its servers
  • You are responsible for maintaining the confidentiality of your password
  • You are responsible for all activities under your account

11. Subscription and Cancellation

Subscriptions auto-renew on a monthly or annual basis depending on your plan. You may cancel your subscription at any time from your account settings. Cancellation will take effect at the end of your current billing period. Refund requests are handled on a case-by-case basis. Please contact us at cashai@qla.one to discuss your specific situation.

12. Data Backup

While we implement reasonable security measures, we are not liable for loss of data due to technical failures, unauthorized access, or other causes. We recommend regularly exporting and backing up your data using our export feature.

13. Service Availability

We strive to maintain continuous service availability, but do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance, updates, or due to unforeseen circumstances.

14. Contact Us

For questions about this Privacy Policy or Terms of Service, contact us at:

Email: cashai@qla.one